Philippine Bar review · Topic

Loss; Notice and Proof

Explore Loss; Notice and Proof in INSURANCE LAW (PD 612, as amended by RA 10607) for the Philippine Bar. Browse subtopics and published practice questions…

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Practice questions

  1. For fire insurance, what form and timing of loss notice does section 90 state?
  2. Under section 91, what standard applies when a policy requires preliminary proof of loss?
  3. What does section 92 provide for remediable defects in notice or preliminary proof that the insurer fails to specify wi…
  4. An insurer's own act causes the insured's delay in presenting notice or proof of loss. The insurer then relies solely o…
  5. A covered loss is caused by ordinary negligence of the insured, with no willful act, connivance or applicable exclusion…
  6. A fire policy requires preliminary proof of a covered loss. The insured promptly submits the best evidence available, w…
  7. A policy requires a third person's certificate as preliminary loss proof. The insured exercises reasonable diligence to…
  8. Distinguish preliminary proof of loss under section 91 from evidence necessary in a court case. Explain sections 92–93'…
  9. A fire threatens insured goods and would otherwise destroy them. During a genuine rescue effort, an uninsured peril per…
  10. An insured exercises reasonable diligence to obtain a policy-required third-person certificate but the person refuses. …
  11. Under Section 86’s default rule, does an uninsured remote cause necessarily defeat loss proximately caused by an insure…
  12. Under that default, is an insured peril’s being only a remote cause enough to impose liability?