Practice question
Under Section 86’s default rule, does an uninsured remote cause necessarily defeat loss proximately caused by an insured peril?
- No
- Yes, every remote cause automatically controls
- Only the first event in history matters
- Only the policyholder’s preference matters
- Causation is never relevant
Legal references
- Insurance Code as amended by RA 10607: https://lawphil.net/statutes/repacts/ra2013/ra_10607_2013.html; Sections 86-88.
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