Practice question
An insurer's own act causes the insured's delay in presenting notice or proof of loss. The insurer then relies solely on that delay. What does section 93 provide?
- The insurer can always create delay and rely on it.
- The delay necessarily cancels every policy.
- Only a court clerk may cause a waiver.
- Every cause of loss is irrelevant forever.
- Delay is waived if caused by the insurer's act.
Legal references
- Insurance Code, as amended by RA 10607, sections 85–94, https://lawphil.net/statutes/repacts/ra2013/ra_10607_2013.html
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