Philippine Bar review · Topic

Loss; Notice and Proof

Page 2 of practice questions on Loss; Notice and Proof in INSURANCE LAW (PD 612, as amended by RA 10607). Browse published questions and explore related…

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Practice questions

  1. Does Section 86 expressly begin with a qualification concerning policy provisions?
  2. An insured peril is stipulated the proximate cause and an uninsured peril only a remote cause. No contrary policy claus…
  3. The insured peril is stipulated only a remote cause of the loss. No other coverage ground or different policy rule appl…
  4. A peril is expressly excepted, and the loss would not have occurred but for it. The immediate cause is not excepted. Th…
  5. A claim analysis identifies an insured event in the distant background and stops without evaluating proximate cause, po…
  6. Distinguish the two causal situations in Section 86’s default rule.
  7. Explain why identifying the immediate event alone may not resolve the specially excepted-peril situation in Section 88.
  8. Why should loss proof include the relevant causal chain rather than only a statement that some insured peril occurred?