Concealment

This topic has no further subtopics. Explore its practice questions below.

1. What is concealment under section 26?
2. Under section 27, must concealment always be intentional before the injured party may rescind?
3. How does section 31 determine materiality?
4. An applicant knowingly omits a fact stipulated to be material and subject to disclosure. It would reasonably affect und…
5. Without answering any inquiry falsely, a party does not volunteer a fact the other already knows. Is there ordinarily a…
6. An insurer proves the general concealment elements but waits until after the insured commences an action on the contrac…
7. A death-payable life policy has remained in force during the insured’s lifetime for more than two years from issue, wit…
8. State the general concealment rule and explain materiality under sections 26–31.
9. Explain why the eventual cause of loss is not the statutory test for whether an omitted fact was material.
10. Identify two section 48 restrictions relevant to an insurer relying on concealment.
11. Under Section35, which information is neither party bound to communicate, even upon inquiry?
12. Under Section32, each party is bound to know what category in addition to general causes equally open to inquiry affect…