Practice question
Under Section32, each party is bound to know what category in addition to general causes equally open to inquiry affecting contemplated perils?
- General usages of trade
- Every private diagnosis in the other party’s medical record
- Every secret fact inaccessible to both parties
- Only the eventual cause of a future claim
- Only facts printed in an advertisement
Legal references
- Insurance Code as amended RA10607: https://lawphil.net/statutes/repacts/ra2013/ra_10607_2013.html Sections28–30 and32–35.
- Intestate Heirs of Monera v. Manila Bankers Life, GR246446, January28 2026, Dimaampao MAIN decision: https://elibrary.judiciary.gov.ph/thebookshelf/showdocs/18/70461 MAIN ruling on short-term group life policies, discussion following Section234(b).
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