Philippine Bar review · Question

Practice question: Concealment

Multiple Choice Easy Jurisprudence

Practice question

Under Section32, each party is bound to know what category in addition to general causes equally open to inquiry affecting contemplated perils?
  1. General usages of trade
  2. Every private diagnosis in the other party’s medical record
  3. Every secret fact inaccessible to both parties
  4. Only the eventual cause of a future claim
  5. Only facts printed in an advertisement

Legal references

  • Insurance Code as amended RA10607: https://lawphil.net/statutes/repacts/ra2013/ra_10607_2013.html Sections28–30 and32–35.
  • Intestate Heirs of Monera v. Manila Bankers Life, GR246446, January28 2026, Dimaampao MAIN decision: https://elibrary.judiciary.gov.ph/thebookshelf/showdocs/18/70461 MAIN ruling on short-term group life policies, discussion following Section234(b).

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