Philippine Bar review · Question

Practice question: Concealment

Multiple Choice Easy

Practice question

Under section 27, must concealment always be intentional before the injured party may rescind?
  1. Yes, only criminal fraud counts
  2. Yes, only a signed confession counts
  3. No, the section covers intentional or unintentional concealment
  4. Yes, if the insurer is a corporation
  5. Yes, unless the policy is handwritten

Legal references

  • https://lawphil.net/statutes/repacts/ra2013/ra_10607_2013.html — Insurance Code as amended by RA 10607, sections 26–35 and 48

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