Practice question
Under Section35, which information is neither party bound to communicate, even upon inquiry?
- Information of that party’s own judgment on the matters in question
- Every known objective medical diagnosis
- Every false factual answer already given
- Every fact specifically required by an express disclosure duty
- Every fact material to underwriting
Legal references
- Insurance Code as amended RA10607: https://lawphil.net/statutes/repacts/ra2013/ra_10607_2013.html Sections28–30 and32–35.
- Intestate Heirs of Monera v. Manila Bankers Life, GR246446, January28 2026, Dimaampao MAIN decision: https://elibrary.judiciary.gov.ph/thebookshelf/showdocs/18/70461 MAIN ruling on short-term group life policies, discussion following Section234(b).
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