Practice question
A claim analysis identifies an insured event in the distant background and stops without evaluating proximate cause, policy wording or any express exception. Which is best?
- Any background insured event completes every claim
- The causal and contractual inquiries required by Sections 86-88 remain unresolved
- Notice alone proves all causal coverage
- Only the policy’s title determines the cause
- Every exception is automatically waived by existence of a loss
Legal references
- Insurance Code as amended by RA 10607: https://lawphil.net/statutes/repacts/ra2013/ra_10607_2013.html; Sections 86-88.
Answer this question in flashcards to review your response and continue practicing.