Double Insurance and Overinsurance

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1. Under Insurance Code Section 95, double insurance involves the same person insured by several insurers separately conce…
2. Does double insurance necessarily mean the total insurance exceeds the insurable value?
3. Under Section 96(e), contribution among insurers is generally based on what?
4. Two insurers cover the same person's same property interest against the same risk, but their total coverage does not ex…
5. The owner insures goods for its ownership interest. A carrier separately insures its potential liability for the same g…
6. Under two ordinary unvalued non-life policies, the same insured interest is overinsured. The full insurable value is P …
7. In an applicable overinsurance-by-double-insurance case, the insured receives more than the valuation under valued poli…
8. Distinguish double insurance from overinsurance.
9. Explain why Malayan did not find double insurance merely because two policies involved the same goods.
10. State the basic payment-order and contribution rules in Section 96 without ignoring policy qualifications.
11. Under Section 83, what premium consequence is specified for nonlife overinsurance by several insurers?
12. Does Section 83 expressly exclude life insurance from that stated multiple-insurer rule?