Philippine Bar review · Question

Practice question: Double Insurance and Overinsurance

Multiple Choice Easy

Practice question

Under Section 96(e), contribution among insurers is generally based on what?
  1. The alphabetical order of their names.
  2. Their officers' ages.
  3. Ratably, in proportion to the amount for which each is liable under its contract.
  4. Only which office is nearest.
  5. Only the insured's favorite insurer.

Legal references

  • Insurance Code as amended by RA10607, Sections26–48 and95–100: https://lawphil.net/statutes/repacts/ra2013/ra_10607_2013.html
  • Malayan Insurance v. Philippines First Insurance, GR184300, July11 2012, main decision: https://lawphil.net/judjuris/juri2012/jul2012/gr_184300_2012.html

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