Philippine Bar review · Question

Practice question: Double Insurance and Overinsurance

Multiple Choice Easy

Practice question

Under Insurance Code Section 95, double insurance involves the same person insured by several insurers separately concerning what?
  1. The same subject and interest.
  2. Only the same insurance agent.
  3. Only the same premium collection date.
  4. Only neighboring properties.
  5. Only different owners' unrelated interests.

Legal references

  • Insurance Code as amended by RA10607, Sections26–48 and95–100: https://lawphil.net/statutes/repacts/ra2013/ra_10607_2013.html
  • Malayan Insurance v. Philippines First Insurance, GR184300, July11 2012, main decision: https://lawphil.net/judjuris/juri2012/jul2012/gr_184300_2012.html

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