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All Jurisprudence based

0 tracked cards Commercial and Taxation Laws

A three-month group credit life policy never remained in force for two years. The insured concealed known cancer treatment material to underwriting. The heirs demand a judicially invented contestability period proportionate to the three-month term. Under the January28 2026 Monera MAIN decision, which response is correct?

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The Court held that every three-month policy must be treated as having run for two years A dissent supplied the binding judgment awarding all proceeds Every short-term life policy is automatically incontestable from issuance The statutory two-year threshold was not met; the Court left new short-term contestability requirements to the legislature

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