Practice question
Which basic combination is required for the first-paragraph BP 22 offense?
- A private debt alone, without a check.
- Making or issuing the covered check with the required knowledge of insufficient funds or credit, followed by the statutory dishonor.
- Any unsigned note promising cash.
- Every bank error regardless of issuance.
- Any unpaid invoice without more.
Legal references
- BP 22, Sections 1–3, elements, knowledge and notice: https://lawphil.net/statutes/bataspam/bp1979/bp_22_1979.html
- Administrative Circular No. 13-2001, February 14, 2001, clarifying AC 12-2000 fine preference: https://lawphil.net/courts/supreme/ac/ac_13_2001.html
- Carlos v People and Tire Star, G.R. No. 277047, April 15, 2026, en banc MAIN decision, notice of dishonor service guidelines: https://elibrary.judiciary.gov.ph/thebookshelf/showdocs/1/70562
Answer this question in flashcards to review your response and continue practicing.