Practice question
What omission specifically falls within Section29?
- An insured’s intentional and fraudulent omission of information proving or tending to prove a warranty false
- Any silence about a personal judgment
- Any omission of a fact the insurer expressly waived
- Any failure to predict the exact future loss
- Any failure to repeat information already known by the insurer
Legal references
- Insurance Code as amended RA10607: https://lawphil.net/statutes/repacts/ra2013/ra_10607_2013.html Sections28–30 and32–35.
- Intestate Heirs of Monera v. Manila Bankers Life, GR246446, January28 2026, Dimaampao MAIN decision: https://elibrary.judiciary.gov.ph/thebookshelf/showdocs/18/70461 MAIN ruling on short-term group life policies, discussion following Section234(b).
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