Philippine Bar review · Question

Practice question: Presumption of Negligence on Persons Indirectly Responsible

Multiple Choice Easy

Practice question

Does purchasing third-party liability insurance itself prove diligent selection and supervision?
  1. No
  2. Yes, conclusively
  3. Yes, because insurance replaces training
  4. Yes, because insurance proves no accident occurred
  5. Yes, because every insurer employs the driver

Legal references

  • Civil Code RA386: https://lawphil.net/statutes/repacts/ra1949/ra_386_1949.html Article2180.
  • Maitim v Aguila GR218344 March21,2022 MAIN: https://lawphil.net/judjuris/juri2022/mar2022/gr_218344_2022.html Distinct employee and employer inferences; assigned private driving.
  • Safeguard v Tangco GR165732 December14,2006 MAIN: https://lawphil.net/judjuris/juri2006/dec2006/gr_165732_2006.html Employer presumption and proof.

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