Practice question
If an insurer pays a covered property loss, what Article2207 concept affects who may assert the paid portion against the wrongdoer?
- Subrogation
- Automatic immunity for every wrongdoer
- Automatic donation of the claim
- Automatic doubling of the owner’s loss
- Automatic disappearance of all evidence
Legal references
- Civil Code RA386: https://lawphil.net/statutes/repacts/ra1949/ra_386_1949.html Articles2177,2194,2207.
- Fernando v People GR255180 January31,2024 MAIN resolution: https://lawphil.net/judjuris/juri2024/jan2024/gr_255180_2024.html Distinct BP22 and estafa proceedings; one civil satisfaction.
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