Practice question
A valid substituted debtor pays without the old debtor’s knowledge. The claimed payment is PHP100,000, but the legally established benefit to the old debtor is only PHP60,000; no other basis exists. What reimbursement qualification applies?
- The payer may recover any preferred sum.
- Every excess payment automatically benefits the old debtor.
- Only the creditor’s stationery cost matters.
- The stated benefit limitation, not automatic recovery of the entire claimed amount.
- The old debtor necessarily owes double.
Legal references
- Civil Code Articles748,1236-1237,1270-1299 and1302: https://lawphil.net/statutes/repacts/ra1949/ra_386_1949.html
Answer this question in flashcards to review your response and continue practicing.