Practice question
A debtor owes a specific camera. The creditor’s letter demands that camera; the debtor insists on substituting a more expensive phone. What legal position should the response reflect?
- The creditor cannot be compelled to accept a different thing merely because it is more valuable.
- A more valuable substitute must always be accepted.
- A demand letter automatically converts the obligation into cash.
- The debtor may always choose any substitute.
- A phone and camera are legally identical in every obligation.
Legal references
- Civil Code, Articles1244,1246,1248,1251,1956: https://elibrary.judiciary.gov.ph/thebookshelf/showdocs/2/53360
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