Practice question
A debtor owns a house in Cebu but is sued solely for an unrelated unsecured loan, with no attachment, foreclosure or title relief sought. The creditor claims ownership of land automatically turns all suits against the debtor into real actions. Which is best?
- Every landowner can face only real actions
- Any money debt automatically becomes a mortgage
- The creditor may invent a lien by calling it real
- The unrelated house does not alter this personal collection action’s object
- Every personal action must be filed where any debtor asset lies
Legal references
- Rule4 Sections1–2: https://lawphil.net/courts/rules/rc_1-71_civil.html
Answer this question in flashcards to review your response and continue practicing.