Practice question
A claimant who needs totalization demands the full combined benefit from each system separately, arguing that both must treat all contributions as if paid exclusively to it. Which is best?
- Both systems must always pay the entire combined amount twice
- The Act requires each system’s payment to be proportionate to contributions actually remitted to that system; totalization is not double full recovery
- All contributions to one system must be discarded
- The scheme provides no benefits under any circumstances
- A private employer may assign both statutory shares to itself
Legal references
- RA7699, Section4: https://lawphil.net/statutes/repacts/ra1994/ra_7699_1994.html
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