Philippine Bar review · Question

Practice question: Coverage; Exclusions; Dependents; Beneficiaries; Benefits

Multiple Choice Easy Jurisprudence

Practice question

When the requirements of Section 21(c) are met, what fallback does paragraph (2) identify in the absence of secondary beneficiaries?
  1. Automatic forfeiture in every case.
  2. Payment of the paragraph’s benefits to legal heirs.
  3. Payment only to an unrelated manager.
  4. Payment to whoever first calls the office.
  5. A mandatory transfer to the employer’s customer.

Legal references

  • RA 8291, Section 21(c), survivorship cash payment and legal-heir fallback: https://elibrary.judiciary.gov.ph/thebookshelf/showdocs/2/4363
  • Laroco v. GSIS Committee on Claims, G.R. No. 267620, February 24, 2026, main decision: https://lawphil.net/judjuris/juri2026/feb2026/gr_267620_2026.html

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