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Practice question: Coverage; Exclusions; Dependents; Beneficiaries; Benefits

Multiple Choice Medium Jurisprudence

Practice question

A member dies in service after twelve years, with no primary or secondary beneficiary. The father’s status as sole legal heir is established, and the other statutory conditions are satisfied. Is absence of dependency alone a complete answer to the legal-heir fallback?
  1. Yes; the statute has no legal-heir fallback.
  2. Only a coworker can claim.
  3. Legal heir and dependent beneficiary are always identical concepts.
  4. An administrator may delete paragraph (2).
  5. No; Section 21(c)(2) must be considered.

Legal references

  • RA 8291, Section 21(c), survivorship cash payment and legal-heir fallback: https://elibrary.judiciary.gov.ph/thebookshelf/showdocs/2/4363
  • Laroco v. GSIS Committee on Claims, G.R. No. 267620, February 24, 2026, main decision: https://lawphil.net/judjuris/juri2026/feb2026/gr_267620_2026.html

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