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Contrast Section8 and Section9 for property insurance benefiting a mortgagee. The first policy is in the mortgagor’s name with loss payable to the mortgagee and no contrary provision. In the second, the insurer’s assents to transfer and imposes further obligations on the assignee, making a new contract. Explain the effect of mortgagor acts and whether a required mortgagor act may be performed by the named mortgagee under Section8.

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