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All Jurisprudence based

0 tracked cards Civil Law and Land Titles and Deeds

An ordinary private nonbank mortgage is judicially foreclosed. The sale has been validly confirmed, and no statute or agreement grants a separate post-confirmation redemption right. The former owner demands a year under Act 3135 solely because the collateral was real estate. What is correct?

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The owner may redeem perpetually without payment. The ordinary Act 3135 extrajudicial period does not automatically apply; equity of redemption has ended at confirmation on these facts. Confirmation has no legal consequence. The court must retroactively call the proceeding extrajudicial.

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