Question

Mr. Santos is a successful businessman who enjoys a lavish lifestyle. He frequently hosts glamorous parties, travels extravagantly, and purchases luxury goods without considering the financial consequences. One day, he met Ms. Reyes, a financial adviser, who warned him about the potential risks of his thoughtless extravagance.

Compose yourself as Ms. Reyes. Write a letter to Mr. Santos discussing the legal implications of thoughtless extravagance under Article 25 of the Civil Code of the Philippines. In your letter, provide specific examples of how Mr. Santos' actions may lead to legal consequences. Discuss the duty of care and responsibility that individuals should exercise when it comes to their financial decisions and highlight the principles and purposes behind Article 25.

In your response, demonstrate a clear understanding of the provisions of Article 25 and its significance in fostering responsible and prudent financial behaviors. Use concise and persuasive language to convey your message to Mr. Santos.