Practice question
A caller impersonates a bank employee, deceptively obtains Bea’s login credentials, and thereby gains unauthorized access and control of her Financial Account. Which classification follows section 4(b)?
- A permitted customer survey
- Only an unsuccessful attempt, despite the completed unauthorized access
- Ordinary account ownership
- A social engineering scheme
- No offense unless Bea voluntarily authorized the withdrawal
Legal references
- https://lawphil.net/statutes/repacts/ra2024/ra_12010_2024.html — RA 12010, sections 3–5 and 16–21, definitions, offenses, penalties, civil consequences, trafficking defense and jurisdiction.
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