Practice question
Under amended Section 9(q), must prohibited skimming with the required account-access intent actually cause a cash withdrawal or monetary injury?
- Yes, cash withdrawal is indispensable in every case.
- Yes, a bank must first become insolvent.
- No; the section expressly covers the conduct whether or not cash is withdrawn or monetary injury occurs.
- Yes, unless fifty people complain.
- No, because intent to access the account is never relevant.
Legal references
- RA 8484, Sections 3, 9–14 and 17, retained provisions read with RA 11449 amendments: https://lawphil.net/statutes/repacts/ra1998/ra_8484_1998.html
- RA 11449, Sections 2–5 amending access-device definitions, prohibited acts, penalties and presumption threshold: https://lawphil.net/statutes/repacts/ra2019/ra_11449_2019.html
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