Representation

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1. Under Insurance Code section 36, what form may a representation take?
2. Under section 41, when may an insurance representation be altered or withdrawn?
3. Section 42 presumes a representation to refer to which date?
4. An applicant speaks about a future event, and the wording clearly shows it is merely a belief or expectation. Under sec…
5. An insured relies on a representation to contradict an express policy provision. What distinction does section 40 state?
6. Before property insurance is effected, an applicant tells the insurer that the building is owner-occupied. She discover…
7. For an insurance application, an insured lacks personal knowledge of a fact and in good faith repeats information belie…
8. Explain the timing rules for insurance representations under sections 37, 41 and 42. An applicant wants to correct a st…
9. A property-insurance representation is false. Explain why falsity alone and the eventual cause of loss should not repla…
10. Compare an insured's good-faith repetition of another person's information under section 43 with information supplied b…
11. What interpretive standard does Section38 prescribe for the language of an insurance representation?
12. Under Section47, the chapter provisions apply to original insurance formation and to what additional transaction?