Premium

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1. Under Section 84, may an insurer contract for payments beyond regular premium to fund future premiums or increase benef…
2. A policy is voidable and has been duly annulled under the Civil Code. The insurer says Section 82 never provides any pr…
3. The insurer’s agent makes a misrepresentation establishing the Section 82 refund ground. The insurer says agency conduc…
4. A claim is denied by reason of the insured’s actual fraud. The insured invokes the favorable first part of Section 82 b…
5. An insurer and policyholder agree to an additional payment specifically for future premiums. A reviewer calls it an ill…
6. Identify Section 82 premium-return grounds relevant to insurer misrepresentation and an annulled voidable contract.
7. Why must a premium-return analysis address Section 82’s actual-fraud limitation instead of quoting only favorable groun…
8. Explain Section 84’s additional-payment permission without calling every amount above a regular premium lawful.