Practice question
Does Section 82 identify fraud or misrepresentation of the insurer or its agent as a premium-return ground?
- No, only the insured’s logo matters
- Yes
- Only the customer’s surname matters
- Only a foreign statute may allow it
- The provision mentions no insurer conduct
Legal references
- Insurance Code as amended by RA 10607: https://lawphil.net/statutes/repacts/ra2013/ra_10607_2013.html; Sections 82,84.
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