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Philippine Bar review · Question

Practice question: Garnishment of Deposits, Including Foreign Deposits

Multiple Choice Hard

Practice question

Two garnishee banks each hold sufficient nonexempt credits to satisfy a valid judgment. The judgment obligor is available and wishes to identify which bank must deliver the amount due. Under Rule39 Section9(c), who has the initial choice on these facts?
  1. The available judgment obligor
  2. Only the sheriff, without regard to the rule
  3. A randomly selected stranger
  4. Both banks must automatically pay the full judgment twice
  5. The bank with the highest advertising budget

Legal references

  • Bagbagen v. Perez, GR274980, February17 2025, Gaerlan MAIN: https://lawphil.net/judjuris/juri2025/feb2025/gr_274980_2025.html MAIN ruling on salary exemptions and garnishment.
  • Rules of Court Rule39 Sections9(c) and13(i): https://lawphil.net/courts/supreme/rc/rc_1-71_civil.html
  • PD1246 amending RA6426 Section8: https://lawphil.net/statutes/presdecs/pd1977/pd_1246_1977.html Section2 amending RA6426 Section8.

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