Philippine Bar review · Question

Practice question: Coverage and Exceptions

Multiple Choice Medium

Practice question

A valid WDCD seeks a bank customer identity and contact information needed for a cybercrime investigation. All legal requisites are met. The bank says its customers can never be subscribers under the cybercrime framework. Which answer follows EastWest Rural Bank?
  1. Customers holding accounts and using the bank services can fall within the subscriber-information framework applied there
  2. Every bank customer is categorically excluded
  3. Only telephone-company customers may ever be subscribers under that ruling
  4. The bank can disregard the valid warrant merely by changing its product name
  5. The warrant automatically authorizes every unrelated customer account

Legal references

  • EastWest Rural Bank v. PNP-ACG, GR273720, July29 2025, Hernando MAIN: https://lawphil.net/judjuris/juri2025/jul2025/gr_273720_2025.html MAIN subscriber-information and service-provider analysis.

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