Nature of Bank Deposits

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1. Under Civil Code Article 1980, fixed, savings, and current money deposits in banks are governed by rules on what?
2. In an ordinary bank money deposit, which is the bank's position relative to the depositor?
3. Does an ordinary money deposit entitle the depositor to demand the identical serial-numbered notes originally delivered?
4. A customer places money in an ordinary savings account and says the account necessarily makes the customer a co-owner o…
5. A bank invokes Article 1980 to say that because it is a debtor it owes no special integrity or performance duties at al…
6. A depositor demands repayment of a matured ordinary time deposit. The bank argues that its use of the funds for authori…
7. A lawyer argues that all property ever delivered to a bank, including specifically segregated property under a distinct…
8. Explain why an ordinary savings deposit creates a debtor-creditor relationship.
9. Reconcile the debtor-creditor character of deposits with the fiduciary nature of banking.
10. A depositor says a passbook gives personal ownership of the bank's corresponding loans and buildings. Evaluate.
11. For legal compensation involving an ordinary bank deposit and a claimed counterdebt, Article 1278 requires the parties …
12. What maturity condition does Article 1279 require for ordinary legal compensation?