Practice question
A bank prematurely debits a clearly postdated check and thereby dishonors other funded checks. It claims ordinary office convenience alone excuses careful date verification. Which is best under Equitable PCI Bank v. Tan?
- Convenience does not displace the meticulous care required in account handling
- Any convenient posting is automatically lawful
- Dates are never relevant to banking diligence
- The customer must personally approve every computer entry
- The bank’s size eliminates accountability
Legal references
- https://lawphil.net/statutes/repacts/ra2000/ra_8791_2000.html — RA 8791, section 2
- https://lawphil.net/judjuris/juri2010/aug2010/gr_165339_2010.html — Equitable PCI Bank v. Tan, G.R. No. 165339, August 23, 2010, main opinion
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