Practice question
A bank learns that deposited checks were dishonored but waits many months before informing the customer and debiting the account. An established record attributes negligent delay to the bank. It says delay can never implicate its duties. Which is correct?
- Areza recognizes negligent delay in informing the depositor as relevant to Article 1170 responsibility.
- Bank delay is categorically immune
- Only the customer’s age matters
- A branch manager may repeal diligence duties
- Only a shareholder may complain
Legal references
- Areza v. Express Savings Bank, G.R. No. 176697, September 10, 2014, main decision: https://lawphil.net/judjuris/juri2014/sep2014/gr_176697_2014.html
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