Practice question
A claimant under the Linsangan framework relies only on the fact that he is the transferor's cousin's son. Does that relationship alone meet the quoted qualified-relative definition?
- Yes; every relative automatically qualifies.
- Yes; sharing any ancestor establishes first-degree relationship.
- No; only bank officers can qualify.
- Yes; family testimony automatically overrides the regulatory degree.
- No; the Court treated that relationship as fifth degree, outside the second-degree rule.
Legal references
- RA 10846, deposit splitting prohibition and definition: https://lawphil.net/statutes/repacts/ra2016/ra_10846_2016.html
- Linsangan v. PDIC, G.R. No. 228807, February 11, 2019, main decision: https://elibrary.judiciary.gov.ph/thebookshelf/showdocs/23/64987
- RA 11840, Section 4 amending PDIC Charter Section 5(k): https://elibrary.judiciary.gov.ph/thebookshelf/showdocs/2/95626
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