Practice question
An enforceable debt was incurred before a qualifying family home was constituted. The owner invokes the home as an absolute bar to collection against it. Assume the statutory prior-debt exception applies and no other defense changes the result.
- The home automatically erases every prior debt.
- Only later debts may fall within exceptions.
- All prior debts become donations.
- Every creditor must surrender its rights upon occupancy.
- Article 155 expressly excepts debts incurred before constitution.
Legal references
- Family Code Articles152–158; https://elibrary.judiciary.gov.ph/thebookshelf/showdocs/5/95173
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