Practice question
A qualifying family home is mortgaged after its constitution. The mortgage is valid and the secured debt is due. The owner says the family-home exemption categorically bars enforcement merely because the mortgage is later. Apply Article 155.
- The owner is correct because every later mortgage is unenforceable.
- The owner is correct because family homes can never secure debt.
- The owner is correct if the document uses blue ink.
- The claim fails because the mortgage exception includes mortgages before or after constitution.
- The claim fails because no property can ever be a family home.
Legal references
- Family Code Articles152–158; https://elibrary.judiciary.gov.ph/thebookshelf/showdocs/5/95173
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